Wispay Terms and Conditions

The Wispay service (“Service”) is provided to you by Wispay Inc. (“Wispay”), and allows you to create personalized Wispay URLs (”WP Link”), which allows you to create personalized Wispay pages that will allow others to find, recognize and transact with you (through a “WP Page”). Your WP Page will display your WP Link, display name, and profile picture associated with your Wispay account (“WP Profile”). Your WP Details will be visible to anyone visiting your WP Page so that they can more easily verify that they are sending money to the right recipient.

You can use a WP Link personally or for business to request, collect, and receive payments in Cryptocurrencies from others using Wispay. Your use of the Service is subject to these Wispay Terms and Conditions, and all other agreements in place or enacted between you and Wispay (collectively, the “Agreements”).

Sharing Personal Information through the Service

Wispay is a social feature that enables you to transact with peers more easily. Other users may be shown your WP Link if they attempt to send you Cryptocurrencies within Wispay by searching for your WP Profile or WP Link. While your Email address will not be exposed to anyone else.


Wispay User Guidelines

In addition to complying with the Agreements, we’ve established a few ground rules for you to follow when using the Service.

You shall be solely responsible for:

  • maintaining the confidentiality of your username and password;
  • all transactions and activities that occur under your username and password; or
  • any and all consequences of use or misuse of your username and password.

You WILL NOT use your WP Links to defraud Wispay, our affiliates, other Users or any other person or engage in other unlawful activities (including dealing in products or services prohibited by law).

You MAY NOT provide your Wispay password or other credentials to any other person to enable such other party to manage your WP Link(s), nor may you use any other account holder’s username and password to do the same.

In addition, you MAY NOT ENGAGE in any activity, post any content, or register and/or use a URL to establish a WP Link, which is, or includes material that:

  • is offensive, abusive, defamatory, pornographic, threatening, or obscene;
  • is illegal, or intended to promote or commit an illegal act of any kind, including but not limited to violations of intellectual property rights, privacy rights, or proprietary rights of Wispay, any other Wispay user, or any third party;
  • includes your password or purposely includes any other user’s password or purposely includes personal data of third parties or is intended to solicit such personal data;
  • impersonates or misrepresents your affiliation with another user, person, or entity, or is otherwise fraudulent, false, deceptive, or misleading; or
  • violates or conflicts with the Agreements, as determined by Wispay.

You acknowledge and agree that violation of any of the above may result in the immediate termination or suspension of your WP Link(s) and or Wispay account(s). You also agree that Wispay may reclaim your WP Link for any reason.

Wispay Service Disclaimers

Without limiting Wispay’s rights or any other disclaimers in these Terms, You understand and agree that Wispay specifically disclaims all responsibility, and shall not be liable in any way, for:

  • changing value of cryptocurrencies due to market fluctuations;
  • taxes on buying, selling, trading, or use of cryptocurrencies;
  • delays in processing of cryptocurrency transactions;
  • errors in entering wallet addresses;
  • errors in scanning QR codes; or
  • errors in any blockchains or exchanges.
  • any loss caused by the installation of viruses or other malware on your computer, software, equipment or other property due to your access to the website or any other use of the website.
  • any loss caused by sending Cryptocurrencies through unintended WP Links.

You agree that all disputes from the online transactions concluded on or through the Wispay Service shall be a matter solely between you and your counterparty.

Wispay makes no warranty regarding your Wispay Account or the Wispay Services supplied under this Agreement, including but not limited to:

  • your Wispay Account or the Wispay Services meeting your requirements;
  • your Wispay Account or the Wispay Services being uninterrupted, timely or error free; or
  • any products, information, materials or services obtained by you in connection with your Wispay Account or the Wispay Services meeting your requirements.

To the full extent permitted by applicable law, the Wispay shall not be liable for any indirect, consequential, incidental, special or punitive damages, including damages for loss of profits or revenues, business interruption, loss of business opportunities, loss of data or loss of other economic interests, whether in contract, negligence, tort or otherwise, arising from the use of or inability to use the Wispay Services.

Suspension or Breakdown of Systems

If you are unable to access your Wispay Account or use the Wispay Services as a result of the improper operation of the systems due to any of the following reasons, you agree that, to the full extent permitted by applicable law, you will not hold the Wispay liable:

  • system suspension which has been announced by Wispay in advance;
  • failure in data transmission due to a breakdown in telecommunications equipment and systems;
  • failure in system operations due to a breakdown resulting from a storm, earthquake, tsunami, flood, electricity blackout, war, terrorist attack or other force majeure events which are beyond our reasonable control; or
  • interruption or delay in the Wispay Services due to hacking, website upgrades, acts or omissions of a government authority prohibiting or impeding Wispay and our affiliates from providing the Wispay Services, or the non-performance by a third party (e.g. blockchains) for any reasons beyond the reasonable control of Wispay and our affiliates.

Wispay reserves the right to update these terms and conditions in its sole discretion, for any reason, by posting an updated version of these terms and conditions at https://www.wispay.io/terms Updated terms will be effective as of the date of posting and your continued use of any WP Link will constitute your acceptance of the updated terms.